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São Tomás

Platforms

Climate Edge

Long-term climate governance, with numbers that survive an audit.

Where to build, what to reinforce, what inaction costs — with the climate variable entering every phase of the decision, not just the report at the end.

Product interface shown in Portuguese.

Platforms

Climate Edge is the strategic layer of the São Tomás suite. Where Risk360 answers for the next ten days, it looks from decades out to 2100 — translating global climate scenarios into physical risk over the client’s real asset portfolio, with documented methodology and stated uncertainty.

~30 models
calibrated CMIP6 ensemble
17 indicators
of physical risk
3 horizons
out to 2100
IFRS S2
TCFD · CVM · BCB · CMN · SUSEP

The engine, in three movements

  1. 1

    Project · ~30 CMIP6 models

    An ensemble calibrated for the territory, with a central scenario and stress scenarios.

  2. 2

    Translate · 17 indicators, 3 horizons

    Applied to the real asset registry — not to regional averages. That is the difference between “the region warms” and “this asset warms”.

  3. 3

    Support · versioned engine

    Risk classification is deterministic. AI agents write the technical and executive readings and guide the decision, without ever classifying the risk. That is the architecture that survives the auditor.

Agente de IA do Climate Edge escrevendo a leitura executiva do risco projetado
Product interface shown in Portuguese.

Five decisions the platform supports

Where the next asset goes

A base station, a substation or a distribution centre lasts decades. Building today where climate risk will be high in ten years is a loss already signed for.

See detail

The bill arrives later, in maintenance, in insurance and in downtime. The platform compares candidate sites by dominant hazard and cost of adaptation, before capital is committed.

What to reinforce, and in what order

Prioritising resilient capex — reinforcement, drainage, redundancy, relocation — where projected risk justifies it, with the cost of inaction made explicit per asset and per horizon. Without that, adaptation becomes a wish list competing for the same budget.

Portfolios

For banks, insurers and asset managers: climate exposure of credit books, policies and real assets, at collateral granularity.

Territory

For governments: climate risk mapping as the technical basis for the adaptation, civil defence and urban planning required by law.

Disclosure

Physical risk per asset in IFRS S2 / TCFD format. It is a consequence of doing the rest well, not the reason to do it.

See detail

It is the input to the climate reporting BCB, CMN and SUSEP require from the financial sector, and that investors and clients now expect from everyone else.

The full suite

One client, two horizons: the board decides with Climate Edge; the operation acts with Risk360.

Who it is for

Risk and sustainability leadership with mandatory disclosure ahead, banks, insurers and asset managers assessing portfolio exposure, and governments needing a technical basis for adaptation plans.

Bring us your challenge

If it involves climate, territory and data, it is our ground. The conversation starts from a real slice of your operation — not from a deck.

Talk to us